Everyone has looked online to try and price out an insurance policy before, but a lot of times they are left confused without any answers. We offer everything you need from answering all the basic and situation specific questions. Every topic we offer gives a real question with a real answer. There’s no guessing game [...]
Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Archive for July, 2009
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Virtual doctor to diagnose your medical problems
We all expect for technology to keep growing right in front of our eyes, but we will never know how fast. Today’s technology is growing rapidly with no end in sight, and it’s up to you to keep learning and growing with it. Cisco technology is incorporating video and audio with top medical information to [...]
Employer health insurance costs before and after taxes
Everyone knows that health insurance offered from an employer is a very nice benefit to your job, but what can make it even better is how it is taxed. Even though you are sometimes offered benefits from your employer such as health insurance, a piece of the premium can be taken out from your paycheck. [...]
Life insurance companies and your medical records after death
Normally a life insurance company will not check medical records after a death unless they have a good reason to do so. There is a cost for the insurance company to check medical records so they would not want to spend money to check records unless they suspected something was not right. When they do [...]
Homeowners insurance while you run a home business
If currently have, or plan to have a business run from your home, there are some legal and insurance issues that need to be made before you can start making money. First off, your home and business sections of the house will be insured in two different ways. A lot of times you can get [...]
Does my auto insurance pay the medical expenses directly or do I?
You may have wondered at one point if you were in an automobile accident that wasn’t your fault who pays the medical expenses if I have health insurance? Well right after the accident the medical expenses are taken care of usually by your health insurance if you have one. Your health insurance then will take [...]
How health insurance payments work
With health insurance, it can be confusing on what types of payments you have to make, other than the scheduled premium payments. There are payments you have to make when visiting the doctor, and even when you get prescriptions. First off there is one set payment you will always make to have the health insurance [...]
Insurance for same sex marriage couples
Whatever your stance on same sex marriage is, there is still the issue if a same sex couple will be allowed to share insurance benefits. The main issue is who decides whether if same sex married couples are allowed to share insurance like a regular couple. Generally, the insurance companies should have the say in [...]
What would happen to health insurance companies if the government took over
You probably are aware of a possible new health insurance plan that will give health insurance to every American. The idea of everyone having the health coverage they need is fantastic, but like anything else there are some potential problems. The first question is what would happen to all of the current health insurance providers? [...]
Life insurance cancellation for someone suspected of suicide
You may have wondered at one point what would happen to a life insurance policy if the cause of death is suicide. Well in almost every single policy there is an exclusion that states the policy will not be paid out if suicide is committed in the first two years. There are however still some [...]
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