Hopefully we all have some type of life insurance. Families are devastated after an unexpected death, and the last thing they want to worry about is bills that can’t be paid. Even if the death is expected, people still don’t need the extra worry about bills. This is why everyone should have life insurance.
When [...]
Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Archive for August, 2009
Receiving settlement from a life insurance claim
Would my homeowners insurance cover my friends damaged car?
Generally the answer would be no. One of the things that homeowners insurance will not cover without special written up clauses, is damage to someone else’s car. For that matter, it might not cover your own car. Coverage for either of these situations will probably be through your auto insurance.
It may seem unfair, when your [...]
Rising auto insurance rates at renewal periods
Is it normal for the cost of your auto insurance cost to go up with each and every renewal period? You expected inflation to cause a rise in the price of food and groceries. One thing you didn’t expect is the price of your auto insurance to go up every time a renewal period came [...]
Health insurance while on an extended trip in another country
Rarely do people consider attaining health insurance when visiting another country. However, accidents occur anywhere at any time, so how does one go about getting temporary coverage while visiting another country? Visitor’s health insurance will typically cover any unforeseen medical expenses, such as surgery, prescriptions, and extended hospital visits. For those that travel out of [...]
Surrendering your life insurance policy and taking the cash value
If you’re thinking about surrendering your life insurance policy for the cash value, it’s important to know all the facts. There are times when you may desire the cash value of your policy instead of the coverage, such as when you no longer need the coverage it provides. Surrendering your life insurance policy means exchanging [...]
Search engines selling ad space to online pharmacies
Reports surfaced about yahoo, one of the biggest names in search engines, selling ad space to online pharmacies that sell drugs without a prescription. Before any website accepts advertisements to put on their site, they should know and research the company trying to get ad space to make sure nothing illegal is going on. Through [...]
My child left the water running and it flooded the downstairs
Water damage can be a tricky when it comes to a homeowner’s insurance policy, mainly because the answer to claims is usually, “it depends”. It will all depend on where the water initially came from. Water damage in a home is very common and can be caused my many different things. An overflowing sink, tub, [...]
Cancelling your auto insurance for a new carrier
There are many situations in which you’ll find yourself wanting to cancel your auto insurance and switch to a different carrier. You may be unhappy with the price you’re paying, or you may even be unsatisfied with the company itself. Whatever your reason, switching auto coverage is something that should be done right. Here’s everything [...]
Health insurance for people suffering from depression
Susan sought help for postpartum depression a few years ago after her second child was born. She went to a psychiatrist for a few sessions and was prescribed Prozac. She took the Prozac for a few months and then weaned off it as she began to gradually feel like herself again. Is this simply an [...]
Why Some Life Insurance Companies More Expensive Than Others
With many of us shopping for life insurance, as well as other insurances, we often wonder why some life insurance companies are more expensive than others. There are several reasons for this.
The insurance company may have had many loss experiences at one time, for instance fires or storms. The return on the company’s investments may [...]
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