Since more homeowner’s are buying computer equipment for use in their homes, insurance companies are including coverage for computer equipment in homeowner’s insurance. The policy however, is limited in what it will cover. If you have broken computer equipment whether it is replaced or not, will depend on your policy specifications. It is imperative as [...]
Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Archive for August, 2009
Claiming broken computer equipment on your homeowners insurance
Auto insurance rates when you turn 25
Do your auto insurance rates go down when you turn 25? This has been a question for some time that many people wonder whether it is a myth or a real statement. They say, for women your rates will go down by age 23 and for men your rates will go down by age 25. [...]
Father of a child being sued over medical costs
Pregnancy can complicate things in a relationship, along with all the medical expenses your health insurance would typically cover. Sometimes the father of the unborn child is not married to the mother, or even in a relationship with her anymore. For an insurance company to come after the father of an unborn child would be [...]
Lying to life insurance companies about smoking
We all know that smoking can affect your life insurance in many different ways. It could raise your premium rates, and even make it harder for some life insurance companies to insure you. Some people get the wrong idea and want to try and trick their life insurance company in attempts to get a lower [...]
Fighting a claim with your homeowners insurance company
Owning a home has always been the American dream. Even today, owning a home is something to look forward to and accomplish. In a sense owning a home means you have arrived. This is why it is also important to find the right homeowners insurance. There are many types of homeowners policies made for that [...]
Switching auto insurance and showing proof
When you switch auto insurance companies, it’s important to have a new policy in place or a plan for a new policy. There’s no obligation to show your new insurance company proof that you have had insurance in the past, but it could be a good idea for discount reasons. If you don’t show proof [...]
Losing health insurance because of low hours
With health insurance benefits from your employer, it’s important to know that there are certain things you must follow in order to keep your health insurance. One of those requirements you must follow is having a specific number of hours worked in order to keep your insurance. If you don’t work the required amount of [...]
Things that can happen to life insurance benefits if the company goes bankrupt
If you’ve ever worried about having your life insurance disappear because of your insurance company going bankrupt, you don’t have to. When an insurance company goes bankrupt, it’s not bankrupt in the normal sense you might think of. All the policies get transferred to another licensed insurance company, and usually no coverage is sacrificed. The [...]
Stolen items from your parked car at home
When your car is broken into you feel violated, especially when something is stolen. The question really is whether your auto or home insurance is going to cover stolen or damaged equipment. The first thing you should do it check with your auto insurance company to see if your policy covers that type of situation. [...]
Health Insurance for someone laid off
Health insurance can be hard to get in general, but with the way things are going today getting health insurance can be a difficult task. If you have health insurance for you and your family through your employer, it’s a great benefit, but Sadly when people become unemployed they lose their health insurance as well. [...]
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