There are many questions that can arise when one has to file a claim for a vehicle that totaled in the event of an accident. Understanding the most about your insurance policy and having your questions answered by your insurance company is the best thing that a driver can do. There is so much information [...]

With the many accidents happening every minute of every day, it is possible that one of those accidents could involve you. Knowing the process and length of time for filing an auto insurance claim is important to understand. After recording all the accident information, along with the damage to vehicles and persons with the police, [...]

A DUI (Driving Under the Influence) charge can have long-lasting effects beyond suspension of your driver’s license, court dates, and the often substantial fines. In most states a DUI conviction will classify you as a “high risk driver.” Depending on the state, the DUI charge may stay on your record from five years to the [...]

Auto insurance is perhaps the most important type of protection available to consumers, but it is also the most commonly used. Many states have mandatory guidelines that specify minimum requirements related to the amount of liability coverage an individual must carry. However, few drivers realize that the minimum coverage is severely limited in what it [...]

PIP stands for “Personal Injury Protection”, as far as you auto insurance policy is concerned. It is a serious consideration when shopping around for auto insurance policies. The shocking statistics concerning auto accidents and the injuries as a result, are being put under a microscope by most major auto insurance companies. A good auto insurance [...]

Chances are that we will not be involved in an auto accident most of the time we get behind the wheel, but we must not forget that there is always the possibility that a accident can happen at any given time. Even though we may practice safe driving and use our defensive driving skills, sometimes [...]

When buying auto insurance it is important to know your driving record. One of the ways in which auto insurance companies figure out their rates is by how good your driving record is. Drivers who have few violations on their record tend to have lower rates. Different tickets and accidents are awarded different points on [...]

Many people drive rarely enough that traditional auto insurance can seem needlessly expensive. For example, if you live in a city and use public transportation much of the time, you are far less likely to be in an automobile accident because you are not driving and therefore should be able to pay a reduced insurance [...]

While Americans have acquired new vehicles with the government’s cash for clunkers program the insurance industry has provided many with an unwelcome surprise as they surrendered older vehicles, for what the government promised would be a cash saving proposition. Newer Vehicles are Worth More While some Americans came to the table educated about what buying [...]

You cannot keep an auto insurance policy with a different address. This could be considered insurance fraud. There are many different situations where you may need to keep your car in another place while it is insured at another address. For example, if you are in college and the car is insured at your home [...]