Having individual health insurance is fine when you only have yourself to worry about. But have you begun thinking about how your health insurance plan would change if you are planning to start a family someday? This is definitely something to look into to make sure you are prepared when that time comes. Acquiring health [...]
Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Health's archives
Health insurance while on an extended trip in another country
Rarely do people consider attaining health insurance when visiting another country. However, accidents occur anywhere at any time, so how does one go about getting temporary coverage while visiting another country? Visitor’s health insurance will typically cover any unforeseen medical expenses, such as surgery, prescriptions, and extended hospital visits. For those that travel out of [...]
Health insurance for people suffering from depression
Susan sought help for postpartum depression a few years ago after her second child was born. She went to a psychiatrist for a few sessions and was prescribed Prozac. She took the Prozac for a few months and then weaned off it as she began to gradually feel like herself again. Is this simply an [...]
Father of a child being sued over medical costs
Pregnancy can complicate things in a relationship, along with all the medical expenses your health insurance would typically cover. Sometimes the father of the unborn child is not married to the mother, or even in a relationship with her anymore. For an insurance company to come after the father of an unborn child would be [...]
Losing health insurance because of low hours
With health insurance benefits from your employer, it’s important to know that there are certain things you must follow in order to keep your health insurance. One of those requirements you must follow is having a specific number of hours worked in order to keep your insurance. If you don’t work the required amount of [...]
Insurance coverage for accutane
If you’re not really sure what accutane is but you’ve heard of it before, it’s basically a very extreme treatment for acne. The full medical name for it is “isotretinoin”, but is more commonly known as accutane. It’s been proven to work more often than any other treatment pills or creams for acne, but one [...]
Using your health insurance card when you get it
When you first get your health insurance card, you may be wondering when it becomes active and when you can start actually using it. Usually when you get your insurance card from your health insurance company it can be used from that point on. However, in other cases there is a waiting period that you [...]
Employer health insurance costs before and after taxes
Everyone knows that health insurance offered from an employer is a very nice benefit to your job, but what can make it even better is how it is taxed. Even though you are sometimes offered benefits from your employer such as health insurance, a piece of the premium can be taken out from your paycheck. [...]
How health insurance payments work
With health insurance, it can be confusing on what types of payments you have to make, other than the scheduled premium payments. There are payments you have to make when visiting the doctor, and even when you get prescriptions. First off there is one set payment you will always make to have the health insurance [...]
The dangers in using your health insurance to get medication for another
It is never a good idea for you to use your own health insurance in an attempt to get medication or treatment for another person. First off, it is illegal to lie about a claim with your health insurance, and if you are caught your policy will likely be terminated immediately. You have to be [...]
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