Generally the answer would be no. One of the things that homeowners insurance will not cover without special written up clauses, is damage to someone else’s car. For that matter, it might not cover your own car. Coverage for either of these situations will probably be through your auto insurance. It may seem unfair, when [...]

Water damage can be a tricky when it comes to a homeowner’s insurance policy, mainly because the answer to claims is usually, “it depends”. It will all depend on where the water initially came from. Water damage in a home is very common and can be caused my many different things. An overflowing sink, tub, [...]

Since more homeowner’s are buying computer equipment for use in their homes, insurance companies are including coverage for computer equipment in homeowner’s insurance. The policy however, is limited in what it will cover. If you have broken computer equipment whether it is replaced or not, will depend on your policy specifications. It is imperative as [...]

Owning a home has always been the American dream. Even today, owning a home is something to look forward to and accomplish. In a sense owning a home means you have arrived. This is why it is also important to find the right homeowners insurance. There are many types of homeowners policies made for that [...]

When your car is broken into you feel violated, especially when something is stolen. The question really is whether your auto or home insurance is going to cover stolen or damaged equipment. The first thing you should do it check with your auto insurance company to see if your policy covers that type of situation. [...]

Owning a home is a great feeling, but it’s also important to make sure that the home will be properly insured if anything were to happen. Insurance on a home is one of the most important things to have because it protects the home and its belongings. Make sure all insurance matters are care of, [...]

There’s nothing better than cooling off on a hot summer day in your back yard swimming pool. Swimming pools seem fun and safe most of the time, but the truth is that they can be very dangerous. In fact, a swimming pool along can cause your homeowners insurance rates to increase in some cases because [...]

If currently have, or plan to have a business run from your home, there are some legal and insurance issues that need to be made before you can start making money. First off, your home and business sections of the house will be insured in two different ways. A lot of times you can get [...]

Everyone’s always thinking of ways to make a little extra cash so that they can pay the bills or mortgage, and one popular idea is to rent out an unused room in their house. Before you put out the “room for rent” sign in your yard, you have to research all the legal ways to [...]

As you may already know that in some cases, homeowners insurance can be controlled by the bank that technically owns your home until you pay the mortgage off. So during the time of your home mortgage, the bank has a lot of control over which type of homeowners insurance you pay for. Until you have [...]