It can be very difficult having diabetes and affordable health insurance at the same time. You may be able to get health insurance, but it may cost more, or not cover enough of the diabetic supplies that are needed for monitoring this disease every day. These supplies are expensive.

The American Diabetes Association (ADA) and Georgetown University’s Health Policy Institute finished a study that followed through on case studies about the availability, adequacy and affordability of health insurance for diabetics. They conducted this study between 2003 and 2004. Just in a matter of 15 months of this study, the researchers in this project received hundreds of calls from people regarding their health insurance problems.

Most of the callers were under 65, and didn’t qualify for Medicare. They were either uninsured or had private insurance that wouldn’t cover all of their diabetic supplies.

With diabetes being such a serious disease that can cause more health problems, such as strokes, heart attacks, and other serious health issues, there should be affordable coverage available. If properly managed and controlled, diabetes can be kept in check by having the proper medical care and using the supplies needed to monitor the blood glucose levels. The health insurance costs prevent many of these people from having the supplies that they need to monitor these levels. If health insurance would be affordable to cover the diabetic supplies, the insurance companies wouldn’t need to pay out so much when strokes, heart attacks or other serious conditions occur.

Too many times when diabetics have had insurance, lost it, and then cannot get it again. They are turned down because they are diabetic. Unfortunately, it is too easy to lose insurance because of a job loss, a divorce, or other life changes. People with diabetes are the ones who need good coverage and need to get their testing supplies to manage their diabetes properly. The diabetics who have tried to get affordable insurance and have given up, have resorted to accept any charity insurance which probably won’t cover them the way that is needed.