With health insurance benefits from your employer, it’s important to know that there are certain things you must follow in order to keep your health insurance. One of those requirements you must follow is having a specific number of hours worked in order to keep your insurance. If you don’t work the required amount of hours, you could lose your insurance coverage provided from your employer. You never want to go through losing your employer health insurance, but there are some things that could stop you from working the required amount of hours.

Say that you were injured, pregnant, or anything else that made you physically unable to work long hours. You have employer provided health insurance that requires you to work certain hours, but now your physical condition makes you unable to do so. However, depending on your specific situation your employer may offer you some type of plan so you are able to keep your insurance. Every employer may not work with you as much, and you could lose your insurance if you don’t meet the requirements. You’ll have to ask your employer if there is something they could work out with you for specified time period until you are able to meet the requirements again.

There are some events that could allow the person to keep their insurance without having to meet all the requirements for the time being. Say that someone got injured on the job, and now they can’t work for 2 weeks. The employer can’t take away the persons insurance because they became injured on the job.

It’s not that the employer wants to take away peoples insurance, it’s just that part time employees aren’t eligible for insurance benefits. So unless you work something out with your employer, you could be at risk of losing your insurance if you can’t work the hours. Every situation is different, and some employers are not easy to work with. So you may want to contact an attorney to make sure your insurance cannot be taken away unfairly.