Sometimes unexpected things happen at your home. These events may cause damage to or loss of your home or may cause injury to you or your family. For example, your sidewalk may be cracked, broken and uneven. You may trip and fall and become injured on your way into …

Continue Reading – Homeowners insurance covering personal medical costs

Many people drive rarely enough that traditional auto insurance can seem needlessly expensive. For example, if you live in a city and use public transportation much of the time, you are far less likely to be in an automobile accident because you are not driving and therefore should be …

Continue Reading – Pay-As-You-Drive Auto Insurance

If you are a parent that cannot afford health insurance for your whole family, then you do have a few other options. Unfortunately, there are not that many. You might qualify for Medicaid if your income level is low enough. Medicaid is a low cost form of government subsidized …

Continue Reading – Options for families without health insurance

Mutual funds and life insurance are simple concepts that can often seem very complicated, and the average citizen often could benefit from knowing more about these financial systems.

A mutual fund is an investment technique in which a number of people put money into the hands of someone who will …

Continue Reading – Mutual funds and life insurance made easy

It is possible to file a claim on a homeowner’s insurance policy in a few cases even if you are not the main person on the policy. If the insurance policy in question is in a relative’s name and the relative is also the legal owner of the home, …

Continue Reading – Filing a claim when you are not the policy holder

While Americans have acquired new vehicles with the government’s cash for clunkers program the insurance industry has provided many with an unwelcome surprise as they surrendered older vehicles, for what the government promised would be a cash saving proposition.

Newer Vehicles are Worth More

While some Americans came to the table …

Continue Reading – Cash for clunkers causing higher premiums

An unfortunate trend has been developing in the United States of America. The rising cost of health care combined with the economic landscape has created a mess for families. The problem for many families is that the parents make too much to qualify for Medicaid. Making too much money …

Continue Reading – Health insurance for children when their parents cannot afford it

Term Life insurance was created to provide temporary life insurance for people on a budget. Unlike whole or variable life insurance policies, the premiums for term life do not go into any form of investment. The entire premium goes to the insurance company; this has its good and bad …

Continue Reading – When to purchase term life insurance

Insurance providers are beginning to see a new generation of consumers who want everything they buy to be ‘green’, particularly in their homes. Being conscious of the environment can pay off as ‘green’ homeowners insurance is becoming popular. There are more and more companies today who are offering these …

Continue Reading – Utility usage affecting your homeowners insurance cost

You cannot keep an auto insurance policy with a different address. This could be considered insurance fraud. There are many different situations where you may need to keep your car in another place while it is insured at another address. For example, if you are in college and the …

Continue Reading – Keeping auto insurance with a different address