You may have wondered at one point what would happen to a life insurance policy if the cause of death is suicide. Well in almost every single policy there is an exclusion that states the policy will not be paid out if suicide is committed in the first two …
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Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Life insurance cancellation for someone suspected of suicide
Different homeowners insurance if a room is rented out
Everyone’s always thinking of ways to make a little extra cash so that they can pay the bills or mortgage, and one popular idea is to rent out an unused room in their house. Before you put out the “room for rent” sign in your yard, you have to …
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Getting a life insurance policy for another person
When you take out a life insurance policy, the person that will be insured must know about it. It is illegal to take out a life insurance policy on someone without their permission or knowledge. There are just so many reasons why it is not a good idea, and …
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Insurance companies finding out about moving violations
You know when you see those flashing lights in your mirror that something must be wrong. If you were speeding you think about how fast you were going, then compare it to the speed limit on the street. Then you begin to wonder if you ran a stop light, …
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The dangers in using your health insurance to get medication for another
It is never a good idea for you to use your own health insurance in an attempt to get medication or treatment for another person. First off, it is illegal to lie about a claim with your health insurance, and if you are caught your policy will likely be …
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Auto insurance for the future flying cars
Whenever you talk about the future of transportation you almost always think about the flying car. Well there have been some advances in the flying car that could bring it to a whole new level. However, we are probably still very far away from seeing the average “Joe” flying …
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Shop online for insurance. Multiple quotes will save you time and money
With major modern advances in technology, it is getting easier and easier to do everything. Shopping online for insurance will get you the most coverage out of your money. However, shopping for free online insurance quotes can be difficult, so you have to know what you’re looking for in …
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Getting your own homeowners insurance instead of the bank getting one for you
As you may already know that in some cases, homeowners insurance can be controlled by the bank that technically owns your home until you pay the mortgage off. So during the time of your home mortgage, the bank has a lot of control over which type of homeowners insurance …
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Auto insurance and credit bureaus
When it comes to your auto insurance and the credit bureaus, they can have a major impact on the pricing of your auto insurance and the rating of your credit score. With people having more financial trouble with loans and credit cards, it’s important for auto insurance companies to …
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How to get health insurance when using a green card
Planning everything for a trip to the United States from another country can be difficult, and there are many things that you have to take care of prior to coming. When Coming to the United States on a green card for whatever reason, you do not have to go …
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