The purpose of homeowners insurance, which is also known as hazard insurance is to provide protection, coverage and liability to a homeowner. This is a binding contract between you and your insurance company and like any other contract it is always important to know what you are investing in so you should thoroughly read your [...]
Self-Insurance – Good deal?
There are many large companies and government organizations who are going to self insurance as a benefit for their employees. This is an idea that is becoming very popular throughout the United States and there are several reasons for this. ...
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Health's archives
Health insurance while on an extended trip in another country
Rarely do people consider attaining health insurance when visiting another country. However, accidents occur anywhere at any time, so how does one go about getting temporary coverage while visiting another country? Visitor’s health insurance will typically cover any unforeseen medical expenses, such as surgery, prescriptions, and extended hospital visits. For those that travel out of [...]
Health insurance for people suffering from depression
Susan sought help for postpartum depression a few years ago after her second child was born. She went to a psychiatrist for a few sessions and was prescribed Prozac. She took the Prozac for a few months and then weaned off it as she began to gradually feel like herself again. Is this simply an [...]
The dangers in using your health insurance to get medication for another
It is never a good idea for you to use your own health insurance in an attempt to get medication or treatment for another person. First off, it is illegal to lie about a claim with your health insurance, and if you are caught your policy will likely be terminated immediately. You have to be [...]
Health insurance for those diagnosed with breast cancer
Having a solid health insurance plan in place is the absolute best way to detect breast cancer in its early stages. Without health insurance, you will not have regular doctor visits to check for any possible signs of breast cancer. You are able to do self examinations, but you may not know everything to look [...]
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