An unlikely but frightening scenario to be caught in, is a house fire. A fire can do anything from causing smoke and water damage, to gutting the entire house inside and out. Though it may appear that the insurance company will pay to restore the home to its former glory, it depends on the terms [...]

Water damage can be a tricky when it comes to a homeowner’s insurance policy, mainly because the answer to claims is usually, “it depends”. It will all depend on where the water initially came from. Water damage in a home is very common and can be caused my many different things. An overflowing sink, tub, [...]